Straight talk, clear boundaries.
Four house rules. Non-negotiable. Every loan we write lives by them.
No hidden fees.
Three numbers — interest, admin, payroll. No others, ever. If a fee is not on the schedule, it is not in your contract.
No rollovers.
Thirty days is thirty days. If you struggle to repay, we talk it through. Your liability never grows — and after every loan, a 7-day cooling-off period protects you from back-to-back borrowing.
No debt collectors.
No family contact, no home visits, no third-party collectors. Repayment runs cleanly through payroll.
We make you earn rewards.
Pay early, earn cash rewards — instantly credited to your EasiRewards wallet. Build your credit profile. The better you behave, the more you earn.
The EasiBucks world, in pictures.
Slide right through an Eswatini day — from your auntie's greeting to your loan landing, your rewards, your payroll, and cash at the ATM.
Borrow
E 200 – E 3,000 in your account within 24 hours of approval — flat 15%, no rollovers.
Apply on WhatsAppEasiRewards
Pay early, earn cash rewards — instantly credited to your EasiRewards wallet.
24-hour payout
Money in your account within 24 hours of approval. Salary-deducted repayment.
Payroll deduction
Repayment runs quietly through your employer's payroll. No debt collectors, ever.
Cash out anytime
EasiRewards convert to real cash at any partner merchant or ATM, anytime.
FAST. FAIR. FORWARD.
Three words. Three principles. One promise.
FAST
E 200 to E 3,000 in your account within 24 hours of approval, repaid quietly by salary deduction.
FAIR
15% flat monthly — not compound. No rollovers, no hidden fees, no debt collectors.
FORWARD
Pay early, earn cash rewards — instantly credited to your EasiRewards wallet. Your credit profile unlocks better terms the more you behave.
Multiple rails. One wallet.
Salary deduction is the default. MTN MoMo enables instant collection + disbursement. DeltaPay opens the door to diaspora investors. All roads lead to the EasiRewards wallet.
Salary Deduction
MTN MoMo (Mobile Money)
MTN MoMo Disbursement
DeltaPay (Stablecoin)
EasiBoost / eMali
EasiBucks Debit Card
I am a…
Pick the path that fits how you already work. We provide the platform, support and FSRA-compliant framework.
I want fast, fair, dignified credit.
EasiLoan + EasiRewardsI want workplace benefit at zero cost.
For EmployersI want side income from my network.
Partner ProgrammeI want mission-aligned debt, no dilution.
EasiBondI want to fund my own workforce.
EasiCapitalI want secured short-duration yield.
EasiYieldI want better-than-bank fixed return.
EasiInvestOne platform. Five apps.
EasiBucks is built on the Mifos / Apache Fineract open-source banking platform — the same technology trusted by 600+ financial institutions across 60+ countries. We've forked, customized, and branded five production-grade apps for Eswatini's formally employed workers.
EasiBucks Web App
Staff + borrower web banking. The core banking dashboard — loan officers, compliance officers, and branch managers use this to underwrite loans, manage client accounts, and run reports.
EasiBucks Mobile
Borrower mobile app — apply for loans, track repayment, check EasiRewards balance, view credit profile, and run the budget planner. Android + iOS from a single Kotlin Multiplatform codebase.
EasiBucks Field Officer
Loan officer field collection — client lookup, group meetings, loan application capture, repayment collection, and offline path tracking. Syncs back to the web app when connectivity returns.
EasiBucks Community App
Open-source community contribution portal — built on the Mifos community app framework. Developers and partners can extend EasiBucks with custom modules and integrations.
Built on open-source. Backed by Eswatini's institutions.
Mifos / Apache Fineract, FSRA-licensed, integrated with the payment rails Emaswati already use every day.