EasiLoan — The payday advance
that respects you
A single, transparent salary advance — disbursed within 24 hours and repaid by one automatic payroll deduction. No rollovers, no compound interest, no surprises.
Sign the Borrower AgreementEverything you need to know
Cost breakdown on E 1,000
All costs are fixed, disclosed upfront before disbursement, and aligned to the FSRA-approved Cost of Credit structure.
* EasiSave funds are held in your personal ringfenced savings account, not paid to EasiBucks. If maximum late penalty applies: E 1,275.00. A loan shark charging 50%/month would cost E 500.00 in interest alone on the same E 1,000. No payroll surcharge is added to your total.
Who qualifies for an EasiLoan?
- Valid Eswatini national ID — citizen or legal resident with a valid ID document or passport.
- Formally employed — minimum 3 months at your current employer, which must be a registered EasiBucks partner.
- Salary paid through registered payroll — your salary must be paid to a registered Eswatini bank account.
- Minimum age 18 years — at the time of your application.
- No active EasiBucks default — not currently under debt review, insolvency, or active default with EasiBucks.
- Minimum salary E 2,000/month — or equivalent fortnightly/bi-weekly income.
What we commit to you
No rollovers, ever
We never extend or roll over a loan. One advance, one repayment, done.
No compound interest
Interest is calculated once on the principal. It never compounds, no matter how long the repayment takes.
No debt collectors
We never send debt collectors or call your family members. Disputes go through our formal complaints process.
Cancel within 5 days
Change your mind? Cancel within 5 business days of signing with no penalty whatsoever.
Full disclosure upfront
You see every cost — interest, fees, EasiSave set-aside — before you sign. No surprises after disbursement.
FSRA licensed
Every rate and charge is approved by the Financial Services Regulatory Authority of Eswatini.
Ready to apply?
Review the full agreement and sign it digitally in minutes. Disbursement within 24 hours of approval.